Local Government Pension Scheme

Your pension fund must provide you with an annual statement by 31 August every year if you are an active or deferred member. Your pension fund will most likely provide your statement by making it available on their online pension portal. If you have not been notified that your statement...

Pensions awareness week is taking place between 11 and 15 September. It’s a great reminder to think about how much income you’ll need in retirement, as well as how your LGPS pension works. Check out our short videos to learn about what a pension is, how your pension works, how...

If you are thinking about going on strike, it is important to consider how it will affect your pension. Your LGPS pension is based on your pay, and your pay will reduce if you are on strike. You can pay extra contributions to buy back the pension you ‘lose’. Read...

If you choose to take your pension benefits before your Normal Pension Age, they will normally be reduced. The reduction is based on the period between the date your benefits are paid and your Normal Pension Age. The earlier you take your pension, the bigger the reduction. The Scottish Government recently...

The contributions you pay to the LGPS are tax-free up to certain limits. You may have to pay tax if your pension savings are more than those limits. The Government has recently made changes to these limits: The money purchase and tapered annual allowance limits have also changed. See the...