What happens if…?
I have a right to a refund from a different public service pension scheme?
Whether your LGPS pension is protected by the underpin can depend on your membership of a different public service pension scheme. However, if you have a right to a refund of contributions or have already taken a refund of contributions from a different scheme, that generally won’t count as membership.
- If you joined the other scheme after you left the LGPS, then taking a refund of contributions from that scheme will not change your protection in the LGPS
- If you were a member of the other scheme before you joined the LGPS, then that period won’t count if you take a refund of contributions or transfer them out of the public service pensions sector
- If you have a right to take a refund of contributions from a different scheme, but instead you complete a transfer to a different public service pension scheme, that membership could count. For some members, this would mean that a break is no longer a disqualifying gap. LGPS benefits built up after the break would be protected.
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The McCloud Remedy
Everything you need to know about the McCloud Remedy.
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McCloud FAQs
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