If you have an AVC fund, you can take some or all of it as a tax-free lump sum when you take your LGPS pension.
Taking your AVC as tax-free cash may not be the right choice for you. You could use it to provide regular monthly income. You may not be able to take your whole AVC fund as tax-free cash. See Taking your pension and paying extra - This link opens in a new browser window to find out about the different ways you can use your AVC fund.
Use this calculator to find out the maximum AVC fund value that you could take as tax-free cash.
How this tool works
Enter the value of your pension and any automatic lump sum at the date you want to take them. You will only have an automatic lump sum if you were a member of the LGPS before 1 April 2009. Your annual benefit statement will show the value of your pension benefits at 31 March in the current year; it may also provide an estimate at your normal pension age.
Your benefits are likely to be adjusted based on your age when you take them. You should enter the values after any adjustment for early or late payment.
The results will show you the maximum AVC value that you could take as a tax-free lump sum.